At Sanders Glen Assisted Living, our monthly apartment rental fee includes your daily meals, all utilities (except phone), housekeeping, apartment maintenance, amenities and activities. The final monthly fee is determined by the apartment chosen and the level of care needed. There are several funding options including state and federal programs that offer financial assistance for senior living expenses.
Through the U.S. Department of Veterans Affairs, war veterans and their spouses may be eligible for the "Aid and Attendance" benefit that helps cover assisted living fees. This benefit may be up to $2,000 per month in assisted living care. This benefit would be paid directly to you once approved. To apply for this benefit, please contact the Indianapolis Regional Benefits Office or your local state office at (800) 827-1000.
Some long term care insurance policies may also cover a portion of assisted living. We encourage you to ask your financial advisor if your policy includes this benefit and to learn more about options for affording senior care.
If you prefer, use this handy online calculator to compare home care versus assisted living.
In the past, Medicaid only paid for long-term care services that were provided in an institution, such as nursing facilities and group homes. The waiver program “waives” the requirement of an admission into an institution in order for Medicaid to pay for the needed Home and Community-Based-Services (HCBS) like assisted living. These waivers are for individuals whose needs are primarily medical, and assist a person to be as independent as possible and live in the least restrictive environment possible. The Medicaid Waiver covers the costs associated with the nursing care. The resident is still responsible for paying rent to the facility privately. The rent is a reduced amount, stipulated by the Medicaid Waiver Program. The Medicaid waiver is obtained through your Indiana Local Area Agency on Aging. To locate your local AAA visit www.IAAAA.org.